You can count on us for other valuable services.


Mobile Banking

Access your money. Anytime, anywhere. From your smartphone our mobile banking allows you to:

  • Find the nearest banking center or ATM
  • Deposit checks
  • Check your balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Pay people
  • Manage cards
  • Text banking – text commands to 662265
  • Manage alerts and more!

Download our free mobile app from your app store today!


The mobile banking app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use mobile banking app. Check with your carrier for specific fees and charges. Your wireless service provider’s standard texting rates will apply.

App Store is a service mark of Apple Inc. iPhone is a registered trademark of Apple Inc. Google Play and Android are trademarks of Google Inc.


Digital Banking

Our digital banking services will allow you convenient access to your money anytime, anywhere, 24 hours a day, in a safe, secure environment.

Money Manager allows you to view and manage all of your financial accounts (checking, savings, credit cards, loans, investments) in one convenient place, even if you’re on the go. You can automatically categorize and track spending from all of your accounts at any institution within your digital banking.

Spend less time paying bills so you have more time to do what you enjoy. With online bill pay, you’ll no longer have to write checks, address envelopes or purchase stamps.

Learn More

Send, request and receive money the easy way! Pay an Individual (Person-to-Person) allows you to make payments electronically with your smartphone, tablet or PC. You can use your existing checking or savings account to send payments to a mobile number or e-mail address.



Go green with added convenience and security by receiving your bank statements electronically. Access months of history right from your computer and reduce your risk of fraud by eliminating paper statements sitting in your mailbox. Go to:

For your convenience, we now offer another way to access your account information. In addition to the link you receive in your email notification, you may now use the login above to access your statements. If you have not yet signed up for this service there is an enrollment form under the e-mail Statement Link.


Card Services

We offer cards to fit your varying lifestyle needs. All of our cards are safe and convenient.

ATM cards allow you to get cash from your account at an Automatic Teller Machine.

Visa® Check Cards make everyday purchases simple and eliminate the need to carry checks. Whether you are purchasing gas, groceries, or withdrawing cash from the ATM, this is the only card you need! Our cards can be used anywhere worldwide where Visa® is accepted: online, over-the-phone or at millions of retail locations nationwide.

Cards are protected by the Card Sentry program. If your ATM or Visa® Check Card becomes lost or stolen, contact one of our locations immediately. To report a lost or stolen card after hours, call 1-844-202-5333. You can also turn your cards on/off in Digital Banking under Manage Cards. 

Give the perfect gift with a Visa® Gift Card. Gift cards are ideal for anyone on your list. Our gift cards can be used anywhere Visa is accepted: online, over-the-phone or at millions of retail locations nationwide.

  • Maximum load value $1,000
  • Minimum load value $10
  • Maximum balance $1,000
  • Purchase fee $3.95

Do you want the convenience of Visa® and more control over what you spend without an account? This card is perfect for you. Our reloadable cards can be used at an ATM or anywhere Visa® is accepted: online, over-the-phone, or at millions of retail locations nationwide.

  • Maximum load value $5,000
  • Minimum load value $20
  • Maximum balance $10,000
  • Purchase fee $5.95
  • Reload fee $3.00
  • Direct deposit available ($3.00 Monthly fee waived with Direct Deposit)
  • Personalized card after third reload
  • Text message alerts available

For a complete list of features and fees, please refer to the terms and conditions of each card at your local banking center. Prepaid cards are issued by Pathward, N.A.™, Member FDIC.

Whether Gift or Reloadable – all our cards can access the My Prepaid mobile app3 and for balance and transaction histories.

Learn More

With a tap of your mobile device, Mobile Pay allows you to easily and securely make purchases without having to touch the payment terminal at participating retailers. As we look for ways to eliminate the spread of germs, this is a great payment option. What are you waiting for? Start using Mobile Pay today! We offer the following mobile wallet services:

  • Apple Pay
  • Samsung Pay
  • Google Pay
  • LG Pay
  • Fitbit Pay
  • Garmin Pay

To add your bank debit card to your phone, locate the appropriate mobile wallet app on your phone and follow the instructions to add a card. Once your card is verified, you’re set up and ready to use Mobile Pay. If you have any questions, please contact your local banking center.


Safety Deposit Box

The best place to keep your valuables is where you know they’ll be safe. The Arcola First Bank location offers safe deposit boxes in a variety of sizes that can be rented annually for safekeeping of your important items. Availability and fees subject to change.

Approximate Size Annual Fee
3 x 5 x 12 $17.00
3 x 5 x 21 $17.00
5 x 5 x 21 $24.00
3 x 10 x 21 $36.00
5 x 10 x 21 $48.00
10 x 10 x 21 $75.00


Check Reordering

Order your checks online from Harland Clarke, our preferred provider.

Secure, Fast Ordering – Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.

Arcola, Arthur, Tuscola

Locations and Hours

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