Under the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) and the final rules issued on July 28, 2010, residential mortgage loan originators employed by banks, savings associations, credit unions, Farm Credit System institutions, and certain subsidiaries of these financial institutions must register with the Nationwide Mortgage Licensing System and Registry (NMLS), obtain a unique identifier from the Registry, and maintain this registration.

Arcola First Bank (NMLS I.D. #613254) employs the following registered mortgage loan originators:

Kim Higgins – I.D. #762477

Dale Boyer – I.D. #424656

Tim O. Mooney – I.D. #1493131

Karrie Herzog – I. D. #1358487