| Type | APY |
|---|---|
| NOW (Min. $1,000)* | .050 |
| NOW (Min. $5,000)* | .050 |
| NOW (Min. $25,000)* | .100 |
| NOW (Min. $50,000)* | .100 |
| Money Market (Min. $2,500)* | .100 |
| Money Market (Min. $25,000)* | .100 |
| Money Market (Min. $50,000)* | .100 |
| Savings (Min. $.01)*+ | .100 |
| Savings (Min. $10,000)* | .150 |
| Minor Savings*++ | .100 |
| Christmas Club+++ | .510 |
| 7-31 Day Certificate of Deposit** | .050 |
| 91 Day Certificate of Deposit** | .150 |
| 182 Day Certificate of Deposit** | .200 |
| 1 Year Certificate of Deposit** | .250 |
| 18 Month Certificate of Deposit** | .351 |
| 24 Month Certificate of Deposit** | .401 |
| 30 Month Certificate of Deposit** | .451 |
| 36 Month Certificate of Deposit** | .501 |
| 48 Month Certificate of Deposit** | .602 |
| 60 Month Certificate of Deposit** | .702 |
| 182 Day IRA*** | .200 |
| 1 Year IRA*** | .250 |
| 18 Month IRA*** | .350 |
| 24 Month IRA*** | .400 |
| 30 Month IRA*** | .451 |
| 36 Month IRA*** | .501 |
| 48 Month IRA*** | .601 |
| 60 Month IRA*** | .701 |
*Intrest rates and Annual Percentage Yeild’s may change after account opening *Fees could reduce earnings on the account **CD Minimums = $2,500 **Substantial penalty for early withdrawal ***IRA Minimums = $500.00 ***Substantial penalty for early withdrawal may apply +Minimum to open is $100.00 ++Minimum to open is $25.00 +++Minimum to open is $1.00