Money Tips for the Graduate

Don’t take on too much debt by not exceeding 20 percent of your take home pay each month.

Don’t make bad money habits like morning mochas, daily lunches and happy hours.

Don’t wait to save and invest. Work towards achieving your long-term financial goals, like retirement and homeownership, today. Appreciate the power of compounding and save, save, save. Make it automatic and forget about it!

Do live within your means through planning and discipline. Create a budget, examine your income and expenditures and figure out how to spend less to achieve your financial goals.

Need help managing your money and making informed financial choices? Stop by one of our banking centers or give us a call.