Reward Yourself for Everyday Banking!

Rewards Checking Account

• Unlimited check writing

• Free Visa Debit Card

• Free Digital Banking

• Free Bill Pay

• Direct deposit required

• E-Statements required

• $100 minimum balance during statement cycle or $10.00 fee if balance & requirements are not met

• $100 minimum opening deposit

• Rewards Saver Account required

Want to earn cash back? Receive up to $10 cash back each month for completing 2 of the following everyday banking tasks:

• mobile deposit

• each debit card/point of sale transaction over 10

• each electronic debit

Rewards are earned as follows: $2 for each mobile deposit, and $1 for each electronic debit and $.50 for each point-of-sale debit transaction. Earn up to a maximum reward of $10 per statement cycle, for qualifying transactions that occur via your Rewards Checking account. Mobile deposits must be made using the First Bank Mobile App. Point of sale debit card transactions do not include automated teller machine (ATM) transactions. Electronic debits include automated clearing house transactions. All qualifying transactions must post and clear your account during the statement cycle. One account per primary user. With Rewards Saver Account, you can build your savings automatically when you link your saver account with your Rewards Checking Account. Then, choose the automatic savings options that fit your needs.

Rewards Saver Account

• Must have Rewards Checking Account to qualify

• Swipe to Save Program required

• $10 minimum opening deposit

• Higher Variable interest rates

• 6 free withdrawals per month – $1 fee per debit transaction (withdrawal, automatic transfer, or payment) in excess of 6 during monthly cycle

• E-Statements required

• $5 monthly service charge unless minimum balance of $100 is maintained* *The $5 monthly savings service charge waived for first 30 days from account opening to establish automatic transfers. Automatic transfers can be set up with in bank authorization or with Digital Banking.